Unscrupulous lenders prey on people with bad or no credit scores, such as the 20% of Americans with unattainable or invisible credit.Your credit score is like the mean girl in.
Your credit reports can make you transparent to a lender, but if nothing is stated on them, you are considered a credit ghost. We'll discuss how this affects your ability.
A few late payments on your credit report can bring your credit score below 600, the point where you pay double-digit interest rates on a loan, or be rejected altogether..
The Covid-19 pandemic has had a dramatic effect on the South African economy, leaving many people in debt.Responsible use of credit can prevent people from living beyond their means and.
xavierarnau / Getty ImagesIf you're struggling to make ends meet, you're probably feeling a bottleneck in your monthly budget. However, there is one more thing that can take a hit:.
(unsplash)If you have bad credit, your chances of being accepted for a personal loan are much lower than someone whose credit score is in excellent shape.The good news, however, is.