Atelier Capital Partners has warned that the success of the 95% loan-to-value (LTV) Mortgage Guarantee Scheme is threatened by current affordability tests. The report, Affordable First Purchase: The Hoses and.
Brokers have played an important role in reopening the private mortgage market, which collapsed due to the 2020 pandemic, with an increase in non-traditional borrowers such as the self-employed as.
It's easier than ever to find cheap deals on a comparison site. So what criteria do brokers use when deciding which mortgages to propose to you? Former financial services advisor.
The arrival of a number of mortgages with an interest rate below 1% has been causing a lot of fuss lately. We take a look at this small but tempting.
Rate scenario spreadsheets are a useful tool in a mortgage planner's toolbox. Advisors often use them to illustrate hypothetical cost differences between different mortgage options. A common scenario is the.
The Royal Commission's recommendation that mortgage brokerage commissions, currently paid by lenders, should be replaced by: advance payments paid by borrowers, is controversial to say the least. Royal Commissioner Kenneth.