Good credit score? What to look for when checking yours.


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Whether you are preparing to apply for a mortgage or simply want to give yourself a financial check, it is a good idea to credit report. You actually have three different reports, one for each of the three major credit bureaus – Experian, Equifax and TransUnion. Since each agency collects information about you, it is a good way to keep up to date with a different credit report every four months.

But what specifically should you pay attention to when reading your credit report? Here are a few key items to focus on.


1. Past due debts

If you are behind on your financial obligations, this could be your creditworthiness in a very big way. That’s why it’s important to watch your credit report for overdue bills or overdue bills. That way, you have the chance to dispute or try to fix any negative item you come across. This can be easier than worrying dealing with direct debits and debits.

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