How does Credit.com get my credit score?
Okay, we’ve determined that Credit.com provides your credit score and credit report completely free of charge. But how exactly do we get your credit score? It comes directly from Experian, one of the three major credit bureaus, and is updated every 14 days. Not only that, but you also get access to your credit card report. It examines the five factors that affect your credit score (payment history, credit usage, credit age, new credit applications and account mix) and gives you a personalized action plan to help you achieve your credit and financial goals.
Need a little extra help?
A free credit score is a great tool for understanding, tracking and building your credit. If you want even more insight into your credit, look at Extra credit. For $24.99 a month, you can see 28 of your FICO scores from all three major credit bureaus. In addition to your credit scores, ExtraCredit offers options to add your rent and utilities to your credit reports to add more to your credit profile, cash back rewards when you’re approved for certain offers, exclusive discounts, $1 million identity theft coverage, and more. Checking out Extra credit today.