Washington, DC, Mayor Muriel Bowser has again the state of emergency extended issued in response to COVID-19 through March 17, 2021.
The order contains the temporary collection limitation that lasts 60 days after the state of emergency ends.
Washington, DC, continues its COVID-19 response and last June, the mayor signed a new consolidated Coronavirus Support Congressional Review Emergency Amendment Act of 2020, which includes all previous restrictions on collection activities that were included in the original COVID-19 emergency law.
District of Columbia Attorney General Karl Racine previously advised on the collection provision of the COVID-19 Response Supplemental Emergency Act, which remains in effect, Earlier, ACA International reported.
The collection provisions apply during the period of the mayor’s emergency declaration and for 60 days after its expiry.
According to the Attorney General Frequently asked questions about direct debitsThe emergency law covers any debt that is 30 days past due and incurred for the purchase of goods, services, or property for personal, family, or household purposes. This includes motor vehicle loans, but does not include home mortgages or other real estate loans ( Article 202 of the Emergency Act contains separate measures for mortgages.) For the duration of the declared emergency due to the corona virus and for 60 days after its conclusion, the Emergency Act prohibits creditors and collection agencies from threatening or taking new legal action to a collect debt, visit a debtor’s home or workplace or inform the debtor about the debt in a public place.It also prohibits collection agencies, but not the original creditors or entities that acquired the debt before it defaults, from communicate with debtors, including by telephone, e-mail or SMS However, your scheduling of hearing dates is exempt, and if a debtor initiates the communication, the collection agency can still respond to the request.