Amazon Prime Day coming June 21-22 and as always there will be some great Prime Day deals, many of which are exclusive to Amazon Prime subscribers. The Amazon Prime Rewards Visa Signature Card has its own perks, both during Prime Day and throughout the year.
Like competing cards, the Prime Rewards Visa Signature Card is meant to be used all year round for regular purchases, but by being linked to Amazon, you get the most out of it during Prime Day. The company has already announced some additional bonuses for Amazon cardholders for Prime Day 2021, some of which you can claim just by signing up. Here’s an overview of the limited-time Prime Day benefits for Prime Rewards cardholders:
$150 signup bonus
As part of a pre-Prime Day offer, Amazon is offering a $150 Amazon gift card sign-up bonus for the Prime Rewards Visa Signature Card. These bonuses are common for new credit card offerings, but this is the biggest we’ve seen from Amazon. The bonus is not tied to Prime Day, so you can use the credit at any time. But it will be deposited into your Amazon account once you’re approved, so it should be ready in plenty of time for Prime Day.
Keep in mind that you have to be an Amazon Prime member to qualify for the $150 signup bonus. That costs about $120 per year, which cuts into the signup bonus if you get it for that reason alone. But as a Prime member, you get other benefits all year round, such as free one-day shipping, access to Prime Video and free monthly pc games. A separate one for non-members Amazon Rewards Visa Signature Card offers a $50 Amazon gift card.
6% back during Prime Day
The Prime Rewards card typically gets 5% back on all purchases made from Amazon (as well as Amazon subsidiaries such as Whole Foods). During Prime Day, however, you get an extra bump to make it 6%. That’s the biggest Amazon bonus of any credit card. Those rewards come in a points system that you can redeem for Amazon goods, cash back, and gift cards.
More rewards for select Prime Day items
In addition to the 6% cashback on all Amazon Prime Day purchases, you can get an even bigger cashback bonus on select items. Amazon hasn’t announced what items those will be — and probably not before the big sale day begins — but last year it featured offers like 25% back on Amazon Ring and Amazon Basics, and the year before it offered 25% back on Kindle tablets and e-readers.
Amazon Prime Rewards Visa Card Benefits Year Round
While you can maximize the usefulness of the Prime card during Prime Day itself, the card has overall benefits throughout the year. Aside from the 5% back on Amazon purchases, you also get 2% back at restaurants, gas stations, and drug stores, and 1% back on other purchases. Those all contribute to the same points system that can be redeemed for Amazon goods, cash, and gift cards. The Prime card comes with purchase protection and an extended warranty on items you purchase with the card, both from Amazon and other retailers.
The Amazon card also has no foreign transaction fees, which makes it quite convenient if you do a lot of international travel. Booking your trip with the Prime card also gives you access to travel and emergency assistance, accident insurance and other benefits.
Is the Amazon Prime Credit Card Worth It?
The Amazon Prime card is especially useful during Prime Day, but it’s still a credit card. That means it competes with other companies’ credit card offerings, and as you might expect, Amazon is most useful if you’re a frequent Amazon shopper. However, if you are, CNET called it one of the best cashback credit cards for 2021.
For example, the 1-2% back on non-Amazon purchases is surpassed by competitors like the Citi Double Cash Card, which gives you 2% back on all purchases. And while the Prime Day benefits are maximized with the Prime card, you can get a similar effect with the American Express Blue Cash Preferred Card, which gives you up to 20% back on Amazon purchases for up to $200 within the first six months. If you got your card just before Prime Day, that’s a solid return. And competing cards with an annual fee often offer more rewards than a card with no annual fee like Amazon’s.
And as always, be careful with any credit card. Credit cards often have relatively high interest rates and can affect your credit score in a variety of ways, so make sure you spend within your means — on Prime Day or otherwise.
For more tips on maximizing your Prime Day deals, check out how to get $20 in Amazon credit to spend during Prime Day, and how to get prime for free (or less) prior to Prime Day. Read more on the best Prime Day deals now available and tips for finding the best Prime Day deals.
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